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Things You Need To Know About
Long Term Care Insurance


If you live to 62, your average life expectancy is 82 if you are a man and 88 if you are a woman. The likelihood that you'll need long-term care when you are older is about 1 in 2. And with the average cost of long term care in California at more than $190 a day and rising, you probably won't want the costs coming out of your pocket, or the pockets of your loved ones.

So in this audio, you'll hear about different types of long term care insurance and how to decide which one might be right for you. You'll hear tips on how to minimize the costs of your premiums for the long run without sacrificing the amount of care you'll receive when you need it.

You'll Also Hear…

• The five questions you should ask yourself before considering this type of insurance
• Why you'll want to make sure your insurance company is rated A+ – or better
• Ways to limit what you pay in long-term care premiums
• What "term-certain" insurance is and why you may not want to take the risk in getting it
• When to get long-term care insurance – in your 40s, 50s or 60s?

The problem with long-term care is that you can't know how much you're going to need until you actually need it. So it's important to plan for the worst and hope for the best. If you like what you hear and would like a no cost consultation about your personal or business financial situation, call toll free in the US only 1-866-505-7272. This audio is about a half an hour long. Enjoy.

PDF Transcripts download mp3

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